On 30 January 2026, DKB sold its subsidiary FMP Forderungsmanagement Potsdam GmbH (FMP) to LOANCOS Group. For LOANCOS, the transaction significantly strengthens its capacity to manage non-performing loans.
FMP is a special servicer for receivables management and handles non-performing exposures in both unsecured consumer and secured loans. It currently manages a receivables volume of more than €500 million. LOANCOS is the largest independent credit platform in Germany. The company supports credit institutions, development banks, insurance companies and investors in building and managing credit portfolios – from consumer loans to commercial exposures.
With this transaction, LOANCOS is strengthening its growth in the market for non-performing loans (NPLs) against the backdrop of increasing market momentum in the NPL sector.
“Demand for NPL and restructuring services is picking up noticeably. With FMP, we are taking on an excellently positioned team and an experienced management team, expanding our service portfolio to include unsecured consumer loans and creating new scaling opportunities. This is another building block for the strategic growth of LOANCOS Group,” explains Eckhard Blauhut, CEO of LOANCOS.
“For FMP, the new ownership structure is an ideal prerequisite for continuing its core business in the NPL sector in a stable manner while benefiting from technological and organisational opportunities within LOANCOS Group,” says Karsten Reitz, Managing Director of FMP Forderungsmanagement Potsdam GmbH.
“FMP will become a core component of our group. With its expertise, processes and systems for the purchase and sale of secured and unsecured claims portfolios, it offers all credit institutions in Germany a fast and value-adding solution for non-performing loans. We expect demand in this segment to boom, as credit institutions do not have sufficient capacity to cope with the expected increase in default risks,” adds Tilo Knebusch, Managing Partner of LOANCOS.
“The timing for this transaction is perfectly right. In the current market cycle, banks are facing Basel IV requirements in addition to rising NPL ratios. Therefore, there is an increased need for smart relief and fallback solutions, also to sustainably avert the imminent increase in equity capital consumption. LOANCOS Group has already successfully established tailor-made solutions for banks and lenders and will be even better positioned in the future thanks to the integration of FMP,” explains Dr Clifford Tjiok, Chief Commercial Officer of LOANCOS.
Structured integration
FMP will remain at its Potsdam location after takeover. In addition, all employees will be retained. “LOANCOS already has extensive experience in integrating teams and technical platforms. The project work is already well advanced, so that operations in the LOANCOS environment can begin soon with expanded functionalities,” says Lars Schröter, Group Head of Business Development at LOANCOS Group.
LOANCOS Group was advised on the transaction by Schalast & Partner Rechtsanwälte mbB. Strategic project management was handled by Managing Partner Prof. Dr. Christoph Schalast, who has decades of experience in NPL transactions. The advisory team also consisted of Patrick-Lukas Mamok (Corporate/M&A), Dr Matthias Geurts (Banking & Finance, Tax, both Frankfurt am Main) and Slaven Kovacevic (Corporate/M&A, Düsseldorf).
Picture: Pixabay/Alexas_Fotos
